No matter whether you live in an urban or rural environment, it is imperative for motorists to watch for animals on the road. Construction of new communities in America continues to deplete the natural forest habitats of many wild animals, forcing the animals to move closer into developed communities. Some studies estimate vehicle accidents with deer alone caused several billion dollars in damages and about two hundred deaths in one year.
Auto insurance can cover the damage caused by a collision with an animal. Such coverage will be under the optional comprehensive section of a car insurance policy. Other incidents covered by comprehensive insurance include weather-related damage, theft, and malicious damage. It is important to check your policy to ensure that you have adequate coverage from such an accident.
If you find yourself in an accident with an animal it is important to pull over and not leave the scene of the accident. States vary in their laws, but for many states it is illegal to leave the scene of an accident with an animal. Make sure to treat it like an accident with another human. Call the police and have them fill out an accident report. If you need medical attention seek it immediately. It is best to have the police call for an ambulance.
To avoid collisions with animals, it is important to pay attention to the road. Avoid distractions especially while animals are the most likely to be active, usually early in the morning and in the evening. Take note of any signs indicating the presence of animals. Finally, it is important to avoid speeding when you encounter areas known to have animals around. In residential neighborhoods, it is also important to watch for animals darting from cars into the streets.
This article is for informational purposes only and is not to be construed as legal advice. Your case may be different. Hiring an attorney immediately will protect your rights. Consult an attorney in your area for further guidance.